daxynorvae - Comprehensive Financial Planning Solutions for Canadians

Acceptance of Terms

By accessing this website or engaging our consultation services, you acknowledge that you have read, understood, and agree to be bound by these terms and all applicable laws and regulations. If you do not agree with any part of these terms, you must discontinue use of our website and not engage our services. Your continued use constitutes ongoing acceptance of these terms as they may be modified from time to time.

Definitions

For purposes of these terms, the following definitions apply throughout this document:

The terms we, us, our, and daxynorvae refer to the financial planning consultation service operated under the daxynorvae brand name and all representatives acting on its behalf in providing services described herein.

The terms you and your refer to the individual or entity accessing our website or engaging our consultation services, including authorized representatives acting on behalf of organizations or other individuals.

Services refer to consultation services, analytical reviews, framework development, and related offerings provided by daxynorvae to clients, whether delivered in person, virtually, or through other communication methods we may offer.

Website refers to all web pages, content, and functionality accessible through the daxynorvae.world daxynorvae and associated subdomains under our control.

Service Usage Terms

Our consultation services are provided subject to availability and at our discretion. We reserve the right to refuse service, terminate engagements, or modify service offerings for any reason consistent with applicable law. Services are intended for personal use by the engaging client and should not be shared, resold, or transferred without our written consent.

Eligibility

You must be at least 18 years of age and possess legal capacity to enter into binding contracts under applicable Canadian law to use our services. By engaging our services, you represent and warrant that you meet these eligibility requirements and that all information you provide is accurate and truthful.

Services are designed primarily for Canadian residents. International users access website at their own risk.

Your Responsibilities and Obligations

When using our website or engaging our services, you agree to the following responsibilities:

Provide accurate, complete, and truthful information during consultations and in all communications with us. Incomplete or inaccurate information may compromise the quality and appropriateness of frameworks we develop.

Maintain confidentiality of any login credentials or access information provided to you for client portals or secure communication systems, notifying us immediately if you suspect unauthorized access.

Use our website and services only for lawful purposes and in compliance with these terms, applicable laws, and professional conduct standards. Do not attempt to disrupt services or access systems without authorization.

Make independent decisions regarding implementation of any frameworks or recommendations provided during consultations. You retain ultimate responsibility for decisions affecting your circumstances, and we serve in advisory capacity only.

Prohibited Uses

You may not use our website or services for any of the following purposes:

Engaging in any unlawful activity or encouraging others to engage in unlawful conduct, including violating applicable Canadian federal or provincial laws, regulations, or professional standards.

Attempting to gain unauthorized access to our systems, networks, or data, or interfering with proper functioning of our website or services through hacking, data scraping, or other technical means.

Impersonating any person or entity, misrepresenting affiliation with any person or entity, or providing false information about identity or authority to engage services on behalf of others.

Transmitting viruses, malware, or other malicious code, or engaging in any activity that could damage, disable, overburden, or impair our website or services or interfere with other users.

Using our content, materials, or intellectual property without authorization, including copying, reproducing, distributing, modifying, or creating derivative works without our express written permission.

Intellectual Property Rights

All content on our website including text, graphics, logos, images, frameworks, methodologies, and software is our property or that of our licensors and is protected by Canadian and international intellectual property laws. You may not reproduce, distribute, modify, display, or create derivative works from our content without express written permission. Consultation materials developed specifically for you during engagements are provided for your personal use only and remain our intellectual property, though you receive license to use them for intended purposes.

User-Submitted Content

When you submit information, questions, or other content through our website or during consultations, you grant us license to use, store, and process that content as necessary to provide services and improve our offerings. We will maintain confidentiality consistent with our privacy policy.

Your Content Rights and Representations

You retain ownership of information you provide but represent that you have necessary rights to share it with us and that it does not violate any third-party rights or applicable laws. You are responsible for content you submit and consequences of sharing it.

Privacy and Data Protection

Our collection, use, and protection of personal information is governed by our Privacy Policy, which is incorporated into these terms by reference. By using our services, you consent to data practices described in our Privacy Policy. We handle personal information in accordance with applicable Canadian privacy legislation including federal and provincial requirements.

View Privacy Policy

Disclaimers and Limitations of Warranty

Important disclaimers regarding services and information provided:

No Guarantees of Results

We provide consultation services and analytical frameworks but do not guarantee specific outcomes or results. Results may vary based on individual circumstances, implementation quality, external factors, and changing conditions. Past performance does not guarantee future results.

Limitation of Liability and Damages

To the maximum extent permitted by applicable Canadian law, daxynorvae and its representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of services or reliance on information provided. Our total liability for any claim is limited to fees paid for services giving rise to the claim.

Indemnification

You agree to indemnify and hold harmless daxynorvae, its representatives, and affiliated parties from any claims, losses, damages, liabilities, or expenses including legal fees arising from your use of services, violation of these terms, or infringement of any third-party rights, except where caused by our gross negligence or willful misconduct.

Dispute Resolution and Governing Law

These terms are governed by applicable Canadian law, and disputes are subject to following provisions:

Arbitration

Any disputes arising from these terms or our services shall be resolved through binding arbitration conducted in accordance with rules of a recognized Canadian arbitration organization, rather than through court proceedings. Arbitration shall occur in the province where services were primarily delivered.

You waive the right to participate in class actions or representative proceedings by agreeing to arbitration. Each party bears own costs unless arbitrator determines otherwise.

Online Dispute Resolution for European Users

While our services are primarily for Canadian residents, European users may access the European Commission's online dispute resolution platform for addressing complaints related to online transactions.

European Commission ODR Platform

Severability

If any provision of these terms is found invalid or unenforceable under applicable law, that provision shall be modified to the minimum extent necessary or severed if modification is not possible. Remaining provisions shall continue in full force and effect.

Entire Agreement

These terms, together with our Privacy Policy and any additional agreements signed during service engagement, constitute the entire agreement between you and daxynorvae regarding use of our website and services, superseding any prior agreements or understandings.

Applicable Law and Jurisdiction

These terms are governed by laws of Canada and the province where our primary operations are located. Any matters not subject to arbitration fall under exclusive jurisdiction of courts in that province.

Termination

We may terminate or suspend your access to our website or services immediately, without prior notice or liability, for any reason including breach of these terms. Upon termination, your right to use services ceases immediately. Provisions that by nature should survive termination shall remain in effect.

Modifications

We reserve the right to modify these terms at any time without prior individual notice. Modifications become effective immediately upon posting to our website. Your continued use after modifications constitutes acceptance of updated terms. We encourage periodic review to stay informed of changes.

Contact Information for Terms Questions

If you have questions about these terms or need clarification regarding any provisions, please contact us using the information below:

Email Address: content@daxynorvae.world

Phone: +1-596-630-6758

Address: 150 9th Avenue SW, Calgary, AB T2P 3H9 Canada

Terms and Conditions of Service